Does my card have ATM access?
Not all card programs have ATM access. Please refer to your Terms and Conditions to identify your ATM access. Make sure to set up your PIN first, and you have used your card at a POS Terminal first.
Important: Before using your card at an ATM, you must insert it at a point-of-sale (POS) terminal at least once. This activates your chip and PIN for ATM withdrawals. If your card does not have ATM access, PIN generation is still required